reimbursement of hospital bills from the philippines

[tamayuu]

good morning po to all tf members! itatanong ko lang po kung sino ang may experience na nakapag reimburse ng ginastos sa hospital bills na na-reimburse dito sa japan? kasi po sabi ng father ko na subukan ko daw po na doon magpagamot sa philippines.may kilala daw po siyang doktor about my situation.naisip ko na kung doon ako magpapagamot ay wala akong hoken sa philippines kaya siguradong mapapamahal ang singil sa akin.alam niyo naman po sa philippines pag ang surname ay foriegn parang nagiging double ang bayad.about may situation nasa ibang thread na po kaya hindi ko masabi sa thread na ito.kung sino po ang may experience pa share naman po.para makapg-isip ako kung mgpapagamot ako sa philippines

[v_wrangler]

Japan's medical insurance system does not have coverage abroad so I do not think a reimbursement is possible at all. There are private international healthcare providers though, that have extensive networks of medical institutions abroad. Depending on the region, they sometimes allow reimbursements in cases where there are no local medical affiliates.

[tamayuu]

Japan's medical insurance system does not have coverage abroad so I do not think a reimbursement is possible at all. There are private international healthcare providers though, that have extensive networks of medical institutions abroad. Depending on the region, they sometimes allow reimbursements in cases where there are no local medical affiliates.
thank you po.

[striver]

good morning po to all tf members! itatanong ko lang po kung sino ang may experience na nakapag reimburse ng ginastos sa hospital bills na na-reimburse dito sa japan? kasi po sabi ng father ko na subukan ko daw po na doon magpagamot sa philippines.may kilala daw po siyang doktor about my situation.naisip ko na kung doon ako magpapagamot ay wala akong hoken sa philippines kaya siguradong mapapamahal ang singil sa akin.alam niyo naman po sa philippines pag ang surname ay foriegn parang nagiging double ang bayad.about may situation nasa ibang thread na po kaya hindi ko masabi sa thread na ito.kung sino po ang may experience pa share naman po.para makapg-isip ako kung mgpapagamot ako sa philippines
like v_wrangler said, japanese hoken (kenkou hoken) doesnt allowed you to reimbursed all your money spent on medicine abroad. but if you have some other form of hoken for example, seimei hoken or shougai hoken, this kind of insurances has it services for this. better to double check the application form when you applied for it, or better to inquire on their offices.

[makulit]

i would suggest checking with your insurance first bago ka magpagamot sa pilipinas. sila lang po ang makakasagot sa tanong mo.

na experience ko na pong magreimburse ng medical expenses mula sa pilipinas. kailangan ng certification from hospital stated ang prognosis, signed by physician. regarding bills kailangan itemized lahat at translated into japanese. hindi pwedeng i-reimburse ang payments sa hospital rooms at meals.

government ang hoken namin, binigyan kami ng secretary ng kumpanya ng list of illnesses na covered ng insurance.

[v_wrangler]

It seems possible under extreme cases, you might be better off asking your employer about it.

...from Japan's Social Insurance Agency (http://www.sia.go.jp/e/ehi.html#cov):






Medical Care Expenses / Dependents Medical Care Expenses

If you/your dependents can not help but have to receive medical treatment at non-insurance hospitals/clinics due to unavoidable reasons or difficulties, you can receive the Medical Care Expenses.

Benefit Amount

The designated total of standard medical care expenses, not the actual cost you paid to the non-insurance hospital, less your cost-sharing.

How to Claim Your Benefit

To claim your benefit, you need to file the “Application for Medical Care Expenses” (RYOYOHI SHINSEISHO) together with the receipt of itemized medical costs, to the Social Insurance Office (including one in a Social Insurance Bureau) within 2 years from the next day that you paid the medical costs.

[michael_jp]

I have experienced reimbursing medical fee from the Philippines using shakai hoken (from my company) and private hoken company. To be sure just ask your insurance company about necessary paper and the reimbursement limit. From then you could calculate which is better for you. Well, if you have both shakai hoken and private hoken you'll have an extra money in the end. :-)

[Eleina]

Buti na lang nakita ko tong thread na to. naalala ko tuloy i need to reimburse my med expenses sa hong kong. Ill try to get back to you when i get thru all of the procedures. I guess thank you for the reminder.